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Crypto Wallets Go Mainstream: Payment, Saving, and Earning Use Cases at Bitget Wallet Grow Faster Than Trading

Crypto Wallets Go Mainstream: Payment, Saving, and Earning Use Cases at Bitget Wallet Grow Faster Than Trading

CoinEditionCoinEdition2025/12/31 09:18
By:CoinEdition

Bitget Wallet data shows that while trading remains strong, growth in everyday financial activities such as spending, saving, and earning is accelerating faster than trading. In 2025, stablecoin payments and on-chain yields became more popular than trading.

Once mainly used by traders, Bitget Wallet has grown into a general-purpose financial tool. This change shows that crypto wallets are reaching a wider, more mainstream audience.

As stablecoins and decentralized finance become more common, real-world crypto use is increasing, often independent of market ups and downs.

On-chain trading on Bitget Wallet stayed strong throughout 2025. Monthly swap trading volume passed $900 million, up 232% from the previous year. This shows that more users are choosing decentralized trading and exploring assets across multiple blockchains.

Derivatives trading also grew quickly. Monthly perpetual futures volume reached $5 billion, a 291% year-on-year increase. This reflects a broader move toward decentralized perpetual markets. 

The share of decentralized versus centralized perpetual trading tripled to a record 18.7%, showing rising confidence in on-chain and transparent trading systems.

In 2025, payments became a major use case for Bitget Wallet. Spending through the Bitget Wallet Card grew more than 28 times annually. This increase reflects a global trend, with stablecoin payments continuing to rise. Worldwide, stablecoin transactions now total about $46 trillion per year.

To support this shift, Bitget Wallet added more payment options. Users can pay with the Wallet Card, scan national QR codes, make bank transfers in some regions, and shop directly in the app using crypto. These updates show how crypto payments are becoming part of everyday spending.

Also, on-chain yield emerged as one of the fastest-growing use cases for Bitget Wallet in 2025. Quarterly subscriptions to Bitget Wallet Earn reached nearly $200 million, growing more than ten times since the start of the year. This was mainly driven by stablecoin yield products and partnerships with popular DeFi platforms.

As markets became more cautious, users showed stronger interest in stable and predictable on-chain returns. The wider DeFi market also expanded, with total value locked reaching $161 billion in Q3 2025—one of the highest levels outside past market peaks.

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Jamie Elkaleh, CMO of Bitget Wallet, said the data from 2025 shows a clear shift in growth patterns across crypto wallet use cases.

“Wallets are increasingly functioning as everyday finance apps, where users trade, spend, and manage money directly on-chain,” Elkaleh stated. 

Looking ahead to 2026, Bitget Wallet plans to expand its payment services, support more tokenized assets, and make on-chain transactions easier. As wallets become more widely used, crypto is moving beyond speculation and toward real-world financial use around the world.

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Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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