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Bank of America tightens commercial loan standards as demand from large and medium-sized enterprises increases

Bank of America tightens commercial loan standards as demand from large and medium-sized enterprises increases

格隆汇格隆汇2026/02/03 01:18
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Glonghui, February 3rd|According to the Federal Reserve's Senior Loan Officer Opinion Survey (SLOOS) January report, U.S. banks tightened commercial and industrial loan standards in the fourth quarter of 2025, while loan demand from large and medium-sized enterprises increased. Banks expect that demand for various types of loans will grow in 2026, with overall standards remaining stable and corporate credit quality improving. However, small business loans, mortgage loans, and consumer loans will face greater pressure.
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