Top Investor Says XRP Will Surpass Bitcoin. Here’s why
Bitcoin didn’t become the top digital asset because of superior technology. That’s the claim from crypto commentator Digital Asset Investor (@digitalassetbuy), who says Bitcoin’s reign is coming to an end, and XRP is set to take its place.
Trading Pairs Built Bitcoin’s Throne
In a video posted on X, Digital Asset Investor laid out his case. Early crypto traders had no choice but to route through Bitcoin to access other assets.
He said, “That’s the reason Bitcoin rose to its value. That’s the reason it’s number one.” He didn’t hold back on the tech question either, stating Bitcoin isn’t dominant because “it’s a better technology, not because it’s a better product, not because it does anything, because it doesn’t.”
To back up his argument, he pulled historical trading pair data using Grok. He traced the dominant pairs year by year. BTC/USD led from 2013 to 2026. BTC/USD and BTC/USDT took over from 2017 to 2018. By 2019 and 2020, BTC/USDT and ETH/USDT dominated. That pattern held through 2021, then SOL/USDT entered the mix in 2022 and 2023.
XRP Will Pass Bitcoin. Here's Why.
Watch The Full Youtube Video Here:— Digital Asset Investor (@digitalassetbuy) July 2, 2026
Regulation Changes the Equation
Digital Asset Investor connects this history to where crypto is heading now. He pointed to RLUSD and XRP as the next major liquidity pair. His reasoning centers on regulation. As compliance requirements tighten across the industry, the most regulated assets will capture the most liquidity.
He also highlighted a structural advantage for the XRP Ledger. Developers can build tokens directly on it, and each new token adds liquidity to the ecosystem. Bitcoin lacks that capability.
That’s the foundation of his prediction. He believes Bitcoin will lose ground as liquidity shifts toward more flexible, regulation-friendly networks, and XRP will be the biggest winner. In his words, “Bitcoin’s going to be replaced before it’s over.”
Additional Data to Back XRP’s Rise
In the longer YouTube video linked alongside the X post, Digital Asset Investor cited more numbers backing his thesis. He referenced an Evernorth report showing RLUSD’s share of on-chain trading on the XRP Ledger climbed from under 1% to about 12% in under 18 months, with the RLUSD-XRP pair clearing roughly $900 million in six months.
He also pointed to network activity data, drawing a parallel to 2017 and 2018, when a spike in XRP Ledger daily active addresses preceded a major price rally. He noted that the current total addresses on the ledger surpassed 8.3 million in mid-2026, a new all-time high.
Digital Asset Investor believes that the pattern that carried Bitcoin to the top is now shifting toward XRP, and he expects the shift to accelerate from here.
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
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1. The sharp escalation in Middle East tensions pushed Brent crude to multi-year highs of $105–$107 per barrel, reviving inflation expectations. The 10-year U.S. Treasury yield surged to 4.94%, its highest level since 2023, while the implied probability of a rate hike at the September 16 policy meeting to the 3.75%–4.00% range rose from 48.4% one month ago to 67.1%. 2. Rising oil prices and rate-hike expectations weighed on most risk assets, but historical data suggest that this is more likely to be a short-term adjustment than a reversal of the broader trend. Bitcoin fell 3.36% this week and the S&P 500 declined 1.64%, while gold slipped just 0.96%. Outside the energy sector, markets are largely repricing ahead of next week's expected rate decision. 3. PoolX has recently introduced a long-term holding bonus, significantly improving effective returns for users who maintain assets on the platform over time. The core participation rules remain unchanged; the update adds an additional boost to the effective locked amount for users with qualifying long-term holdings. In the example provided, a user locking 1000 ETH would see the estimated reward increase from 1666.67 USDT to 2500 USDT, or about 50%, while the reference APR rises from 4.93% to 7.40%. Assets to watch: BTC, ETH, SOL, Brent crude, WTI crude, gold, 10-year U.S. Treasuries, RAY, ZEC, LEN, CCL.

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