CLARITY Act Update for XRP Holders: Here’s What Is Coming On July 13

A piece of crypto legislation is closing in on the president’s desk. The CLARITY Act has cleared two major hurdles and now sits on the cusp of a full Senate vote that could arrive before Congress leaves for its August recess.

BankXRP (@BankXRP), a well-known crypto pundit, called it a pivotal moment for the industry. The House already passed the bill. The Senate Banking Committee followed suit, and now the calendar tightens. Senators will return on July 13, and that’s when the window opens for a full Senate floor vote.

CLARITY Act update 👀

✅ House passed
✅ Senate Banking Committee passed
⏳ Full Senate vote next window opens after senators return July 13

Calendar's tight but the path to Trump's desk before August recess is very real. Buckle up

— 𝗕𝗮𝗻𝗸XRP (@BankXRP)

How the Bill Moved Forward

The path here wasn’t quick. The House passed its version back in 2025. The Senate Banking Committee advanced its own version in May 2026, clearing the way for the bill to land on the Senate Legislative Calendar in June. That placement made the bill eligible for a floor vote at any point leadership chooses to schedule one.

Now the bill waits on senators to return July 13. From there, the clock starts on getting to a full floor vote before the August recess cuts off the runway.

Responding to BankXRP, one community member noted that “the coming weeks will determine whether this keeps its momentum or gets caught in the usual legislative bottleneck.” The stakes feel real because the bill is closer than ever to the President’s desk.

Community Reactions

The update drew plenty of engagement from crypto accounts tracking the bill closely.

One commenter flagged July 13 as the date to watch, saying that if the bill lands on the president’s desk before recess, the industry finally gets the regulatory clarity it’s been chasing. XRP already has regulatory clarity, and the bill will cement that status while clearing the path for the broader market.

Another commenter added context that’s easy to miss. The House-passed bill is nearly beside the point now, since the Senate is working from a different version. That means the House will need to vote again once the Senate finishes its work, since it isn’t the same bill lawmakers already approved.

A third commenter took a longer view. While many are eagerly anticipating the CLARITY Act, he suggested that XRP does not need it, as it has other ways to get a boost. He believes market participants should not be too disappointed if the bill stalls out.

What Comes Next?

The CLARITY Act has already cleared a House vote and a Senate committee. What’s left is a floor vote and a possible round of reconciliation between the House and Senate versions. While the Senate missed the highly-anticipated July 4 deadline, July 13 opens the window.