Chime Q2 FY26 net income swings to USD 28 million; revenue rises 27% to USD 670 million

Reuters2026/08/05 20:28

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Chime posted Q2 GAAP net income of USD 28 million on revenue of USD 670 million, up 27% year over year.
Adjusted EBITDA (non-GAAP) climbed to USD 102 million; active members rose 20% to 10,400,000.
Purchase volume increased 17% to USD 38 billion, while ARPAM grew 6% to USD 260; gross margin was 89%.
Instant Loans originations jumped nearly 70% quarter over quarter to USD 300 million; MyPay origination volume reached USD 4.5 billion with a 0.9% loss rate.
Chime raised full-year revenue guidance to USD 2.725 billion-USD 2.745 billion, targeting adjusted EBITDA of USD 465 million-USD 475 million; CFO Matt Newcomb steps down Aug. 7.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Chime Financial Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 202608051605BIZWIRE_USPR_____20260805_BW473866) on August 05, 2026, and is solely responsible for the information contained therein.

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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Chime Q2 FY26 net income swings to USD 28 million; revenue rises 27% to USD 670 million

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