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$GRVT Institutional credit marketplace Clearpool is officially changing its blockchain home as it prepares to replace its key asset. The project's community has overwhelmingly approved — with 97.16% voting in favor — a major expansion onto the $XRP Ledger (XRPL) and the full migration of its native $CPOOL token to a new asset, CLEAR. The move closes the strategic discussion phase and formally establishes the framework for an alliance with Ripple in the rapidly growing sector of on-chain lending backed by real-world assets (RWA Private Credit). Unlike traditional DeFi protocols built around speculative loans collateralized by volatile crypto assets, Clearpool is bringing infrastructure to XRPL for financing working capital in the real fintech sector. The deal's structure is pragmatic: the platform provides the technology rails and smart contracts, credit manager Cicada Partners audits borrowers and underwrites risk, while Ripple joins the pools as a limited partner. Financing will be conducted exclusively in the dollar stablecoin RLUSD (Ripple USD), giving the coin its first organic circulation among institutional investors. Custody provider Hex Trust, a longtime Ripple partner, will provide additional security and compliance bridges for the arrangement. Why replace one token with another? (And what does fee burning have to do with it?) The 1:1 token migration is scheduled for the fourth quarter of 2026. The team is combining the process with a recapitalization: the initial supply of the new CLEAR asset will rise to 1.125 billion tokens, compared with $CPOOL's previous supply of one billion. To protect investors from dilution, 70% of the new supply will be distributed to current holders at launch. Developers plan to balance the remaining supply with a strict deflationary mechanism: exactly half of all fees collected by the platform will go to the open market to buy back and permanently burn CLEAR. The technological foundation for the expansion is also being built with future growth in mind. The product relies entirely on the ledger's native standards — XLS-65 (regulated single-asset pools) and XLS-66 (an unsecured lending protocol). In early October, these amendments are still being tested on Devnet, awaiting the required approval from 80% of validators before full deployment on the XRPL mainnet. The market, however, reacted to the vote's outcome well in advance. TradingView charts show that $CPOOL has firmly broken out of a year-long accumulation range of around $0.013–$0.020 and reached $0.036554. The current bullish momentum has pushed the price above the medium-term moving average at $0.028192, turning it into a strong support level. With the asset swap approaching in the fourth quarter, the nearest significant target for buyers remains the long-term resistance zone around $0.101003.

$GRVT October 3, 2026 07:56:09 UTC Tria Expands Self-Custodial Finance to 150 Countries ria has expanded its self-custodial financial platform to 150 countries, offering decentralized trading across digital assets, commodities and equities. The platform combines wallet services with spending, trading and borrowing features. Tria says its growth is supported through community referrals and an ambassador program rather than paid marketing. October 3, 2026 07:55:02 UTC Tria Lets Users Borrow Against XRP and Spend Through Visa Card Tria is integrating XRP-based borrowing and everyday payments through its Visa card, allowing users to access funds without selling their XRP. Users can borrow against their holdings, earn yield and route earnings toward card spending. The Tria Visa card offers up to 6% cashback, according to the XRP Seoul 2026 keynote. October 3, 2026 07:45:48 UTC Tria Launches XRP and RLUSD Self-Custodial Neobank Tria is positioning its platform as a self-custodial neobank for XRP and RLUSD, allowing users to manage digital assets without giving up control of their funds. The multi-chain wallet supports XRP and RLUSD alongside features for swapping and trading assets. Tria CSO John Lilic discussed the platform during an XRP Seoul 2026 keynote. October 3, 2026 07:45:48 UTC XRP Asia Targets Korea and APAC for XRPL Startup Growth XRP Asia is planning deeper collaboration with local XRPL communities across Asia, with South Korea identified as an important ecosystem market.The organization plans to work with regional hubs such as XRPL Korea to develop startups and strengthen developer communities. The initiative is designed to help local projects expand internationally while increasing XRPL adoption across major Asian markets. October 3, 2026 07:44:13 UTC XRP Asia to Fund Startups and Support XRPL Developers XRP Asia plans to support XRPL developers and startups through training, micro-grants, early-stage investments and go-to-market assistance. Its strategy focuses on four areas: technology, startup success, community and marketing. The organization will also target retail applications, AI-powered payments and enterprise use cases beyond traditional financial technology. October 3, 2026 07:44:13 UTC Ripple Unveils XRP Asia to Expand XRPL Across APAC Ripple has unveiled XRP Asia, an independent entity focused on expanding the XRP Ledger ecosystem across the Asia-Pacific region. XRP Asia will be led by Sabrina Tachdjian, formerly a VP at the Hedera Foundation. The organization will operate independently with strategic backing from Ripple, the XRPL Foundation and XRPL Commons, following a model similar to Europe’s XRPL Commons. October 3, 2026 07:42:41 UTC Kyobo Securities Highlights Tokenization’s Role in 24/7 Liquidity Kyobo Securities highlighted collateral mobility and liquidity as key benefits of tokenized assets during an XRP Seoul 2026 panel on blockchain and financial markets. The discussion pointed to assets such as money market funds (MMFs), where tokenization could enable 24/7 movement of collateral and liquidity. The shift could also expand the role of banks from traditional intermediaries toward platforms managing programmable digital and traditional assets. October 3, 2026 07:39:30 UTC Woori Bank and Kbank Explore Real-Time Blockchain Settlement Woori Bank and Kbank are exploring blockchain-based infrastructure to modernize back-end financial settlement, according to discussions at XRP Seoul 2026. The banks highlighted the potential to move away from fragmented legacy ledgers and reduce T+1 and T+2 settlement delays. On-chain infrastructure could support near-instant transactions and continuous financial operations around the clock. October 3, 2026 07:38:37 UTC JB Bank Plans Ripple-Powered Remittances to Southeast Asia JB Bank has signed with Ripple Payments to launch personal remittances to Southeast Asia, including Vietnam, by mid-December, according to an XRP Seoul 2026 panel. The Korean bank plans to introduce corporate remittances later and is targeting a stablecoin-based remittance service, subject to expected legislation in the first half of next year. October 3, 2026 07:33:12 UTC T54 Builds Trust Layer for AI Agents With KYA and Spending Controls T54 is developing a trust and identity framework for AI agents operating in digital commerce. The system includes KYA (Know Your Agent) verification, user-defined spending limits and on-chain dispute and chargeback mechanisms. The framework is designed to connect AI agents with financial networks and merchants while reducing risks linked to autonomous transactions. Partners cited in the XRP Seoul 2026 keynote include Ripple, Mastercard and AWS. October 3, 2026 07:33:12 UTC T54 Launches Agentic Wallet on XRPL for Automated Payments T54 has introduced a native agentic wallet on the XRP Ledger designed to let AI agents execute payments within user-defined limits. The wallet allows agents to receive pre-approval for transactions and use XRP or RLUSD for payments. The system is designed to give users greater control over automated transactions while enabling AI agents to handle purchases and other payment-related tasks. October 3, 2026 07:30:00 UTC XRP Ledger Processes 2.7M Daily Transactions as AI Agents Drive 25% The XRP Ledger is processing more than 2.7 million daily transactions, with AI agents accounting for 25% of activity, according to the XRP Seoul 2026 keynote on building a trusted agentic economy. The growing AI-agent activity highlights XRPL’s role in automated payments. Its low-cost and fast settlement capabilities allow agents to transact using XRP and RLUSD while operating within predefined user spending limits. October 3, 2026 07:30:00 UTC Monica Long: XRPL Targets $30B Tokenized RWA Market At XRP Seoul 2026, Ripple President Monica Long highlighted the XRP Ledger’s growing focus on institutional use cases. Tokenized real-world assets (RWAs) are projected to grow from $6 billion to $30 billion, while AI agent transactions could increase from 10 million to 100 million. XRPL is being positioned for tokenization, lending, collateral mobility and global payments, supporting its broader institutional adoption strategy.

$GRVT TL;DR RLUSD reached $2.409 billion in circulation, while Ripple reported $2.5315 billion in reserves as of September 24. Reserves exceeded circulating supply by approximately $122.5 million, representing a cushion of around 5%. RLUSD continues expanding across Ethereum, XRP Ledger and other networks as Ripple targets institutional payments, settlement and digital-asset liquidity. Ripple’s RLUSD stablecoin has reached $2.409 billion in circulating supply, while reserves stand at $2.5315 billion, according to Ripple’s latest transparency data dated September 24. The figures show continued expansion for the dollar-backed token as Ripple builds RLUSD into its broader payments and institutional digital-asset infrastructure. The reserve balance sits about $122.5 million above the reported circulating supply, providing a reserve cushion of roughly 5%. Ripple says RLUSD reserves are held in segregated accounts and backed by U.S. dollars, Treasuries and other permitted cash equivalents. The issuer also publishes monthly independent CPA attestations covering circulation and reserve assets. RLUSD Growth Extends Into Institutional Markets RLUSD crossed the $2 billion supply level in late August, meaning its reported circulation has increased by more than $400 million since late August. Ripple senior vice president of stablecoins Jack McDonald said on September 30 that RLUSD had grown by more than 50% in a month, while average daily activity had more than tripled since the beginning of 2026. The stablecoin is issued by Standard Custody & Trust Company, a limited-purpose trust company chartered and supervised by the New York Department of Financial Services. Ripple has also selected BNY as the primary custodian for RLUSD reserves, strengthening the stablecoin’s reserve infrastructure. Multichain Distribution Broadens RLUSD Liquidity RLUSD is available across several blockchain networks, including Ethereum, the XRP Ledger, Base, Optimism, Ink, Unichain and the XRPL EVM Sidechain. Ripple’s own platform allows institutions to mint, redeem and manage RLUSD, connecting the stablecoin with treasury and payment workflows. Ethereum has recently held more RLUSD than the XRP Ledger. On September 30, DefiLlama data put total circulating supply at about $2.521 billion, with roughly $1.396 billion on Ethereum and $1.125 billion on XRPL. The difference from Ripple’s $2.409 billion figure reflects different measurement dates and methodologies, rather than a contradiction between the datasets. The expansion gives RLUSD a broader role in digital-dollar liquidity. Its growth can support settlement, payments and tokenized-asset activity across multiple networks, while its institutional structure gives businesses another regulated stablecoin option. For XRP, however, RLUSD growth does not automatically translate into equivalent token demand, since the stablecoin can operate without requiring every holder to purchase XRP.

🚨 $XRP Lending Data Worth Watching✨ The three largest borrowers control around 93% of roughly $7.2M in debt in an XRP backed Morpho lending market. As of Oct 1, NS3.AI data shows borrowers owed about 7.18M RLUSD against 10.76M FXRP. The setup lets $XRP holders borrow Ripple’s $RLUSD on Ethereum without immediately selling their XRP exposure. But there’s an important risk concentration. With most debt held by just three addresses the data currently provides limited evidence of broad-based adoption. The cross-chain structure also adds bridge and redemption dependencies. If lending expands directly on the XRP Ledger, access could become simpler. But bigger lending volumes alone don’t automatically mean new XRP demand.